Q: Do I need a cosigner?

If you do not meet the loan underwriting criteria, you may be invited to add a cosigner and reapply.

Expand

You can (1) apply individually, and should you not be approved, you may be offered the ability to reapply with a cosigner, or (2) initiate your loan process with a cosigner.

Please note: we recommend you to apply individually to begin, and should you not be credit approved, you may be given the opportunity to amend your application with a cosigner.